Money · Facts & sources
5 sourced facts about household wealth and financial assets, each with the context behind the number. 4 more are in today's round and appear here after it closes.
Answerabout 54.3%
Just over half of American families had money in a dedicated retirement account in 2022.
Source: Federal Reserve, Survey of Consumer Finances (2022) federalreserve.gov
Answerabout 98.6%
Nearly every American family has some kind of checking or savings account, unlike other financial assets.
Source: Federal Reserve, Survey of Consumer Finances (2022) federalreserve.gov
Answerabout $323,200
Median home values rose about 24% between 2019 and 2022 amid a nationwide housing boom.
Source: Federal Reserve, Survey of Consumer Finances (2022) federalreserve.gov
Answerabout 21%
Direct stock ownership is far less common than owning stock indirectly through retirement accounts.
Source: Federal Reserve, Survey of Consumer Finances (2022) federalreserve.gov
Answerabout 58%
Once retirement accounts are counted, well over half of American families have some exposure to the stock market.
Source: Federal Reserve, Survey of Consumer Finances (2022) federalreserve.gov